CHECK COLLECTION
• Collection of NSF checks.
• Collection process conforms to requirements of Fair Debt Practices Act, with a customer friendly but persistent approach, customized reporting, and reasonable rates.
• Check collection efforts are made at one location, which provides efficiency control, speed, and cost savings.

CHECK VERIFICATION
• Verification services through the third largest national database (National Check Network).
• Verification information downloaded daily. (mandatory for verification customers) at 6PM EST protects from bad check writers and allows merchant to take checks from good customers.
• System is compatible with all major verification equipment.

CLOSED CHECKING ACCOUNT REPORTING
Program allows for the immediate reporting on closed bank accounts to a national database that includes merchant data. Benefits include:
• Immediate availability of information on closed checking accounts.
• Eliminates five to fifteen business days between the time checks are written, processed through the current system, and returned to the merchant.
• Banks have access to merchant data in determining whether or not to open new accounts.

CREDIT CARD PROCESSING
• Service offers banking institutions a fully integrated processing service for bankcard and debit card activity.
• Provides a 100% turn key merchant-processing program without liability, and provides on-going income immediately.
• Due to national volume sales, service can competitively offer higher margins to banks and financial institutions for their out-sourced credit card processing services.